DIANins Scholar Plans

DIANins Purple

Individual buying
Group Buying
Certificate Wording

Key Features of DIANins Purple

Plan Maximum $100,000 per Illness or injury
Coinsurance 80%
Deductible $500 per illness or injury
Pre-existing Condition After 12 months :$500 Per Policy Year
Medical Evacuation $50,000
Repatriation $25,000
A.M. Best Rating A-



Summary of Purple plan
PPO(Network) First Health
Maximum No lifetime maximum
$100,000 Per Injury or Sickness
Deductible(SHC*) $500 Per Injury or Sickness
($5 copay but no deductible in SHC)
Coinsurance 80% of UCR*
Emergency Room Deductible
(waived if admitted)
$250 Per Occurrence
Coverage Area World-wide
 Pre-existing Conditions  Covered after 12 month
$500 maximum per policy period and
$50,000 lifetime maximum
 Prescription Drugs  80% of UCR
 Physician Visit  80% – 1 visit per day
 Physician Therapy  80% – 1 visit per day
 Intensive Care
(if medically necessary)
 80% of UCR
 Room and Board  80% of UCR – Up to average semi-private room rate
 Eligible Medical Expense 80% of UCR
 Emergency Medical Evacuation  $50,000 lifetime maximum
 Return of Mortal Remains  $25,000 lifetime maximum
 Emergency Reunion  $15,000 lifetime maximum
 Political Evacuation and Repatriation  $10,000 lifetime maximum
 Dental  $500 P er Injury and $350 Sudden Pain to natural teeth
 Accident Death and Dismemberment  $25,000 Principal Sum($12,500 one limb)
 Lost Personal Property  $250 maximum
 Legal Assistance $500 maximum
Personal Liability
Injury to third party
 $2,000 maximum, after deductible applied

*UCR: Usual, Customary and Reasonable
*SHC: Student Health Center

DIANins Purple

Designed for students studying abroad or participants of cultural exchange programs. Most plan options are designed to meet the U.S. J-1 and J-2 visa travel insurance requirements.


  • Coverage for students, scholars, and/or their spouses and unmarried dependent children traveling with them.
  • Plan maximums limits $100,000 per injury or illness, No Lifetime Maximum
  • Student Health Center only $5 co-pay per visit
  • 80% coinsurance in PPO or Non PPO network
  • Emergency medical evacuation $50,000 Lifetime Maximum
  • Return of mortal remains $25,000 Maximum
  • Renewable up to 48 months if minimum of one month is purchased
  • Freedom to seek treatment with hospital or doctor of your choice


  • J-2 visa holders can purchase as long as J-1 visa holder is included in the same policy or insured through the J-1 program.

The plan is designed for:

  • Cultural exchange participants
  • Visiting Scholars and educators
  • Dependents
Non-US Citizen: Worldwide Including USA 
Age Individual rates Group rates
1 ~ 24 $40.54 $36.49
25-49 $52.78 $47.51
50-64 $113.00 $101.70


You don’t need to provide a SSN number, but it requires your passport number.
Click Online Buying,fill the information of the insured ,use the credit card to complete the payment, you will receive the ID card and confirmation of coverage via email.
You can use a debit card or credit card which shows a logo such as Visa, MasterCard, American Express or Discover to pay your cost of insurance plan online. Visa and Master cards are preferred
You may set the Insurance effective date by yourself. Effective date and Expiration date are calculated according to EST(eastern standard time).
For first enrollment,you can purchase a 3 month minimum to maximum of 364 days at one time.
DIANins Purple plan covers outpatient, hospital, surgery, laboratory test, prescription drugs and other medical expenses, please see the benefits table in detail.
Yes. In Eligible Expenses,Purple Plan covers 80% of outpatient actual charge. Each prescription can be provided less than 60 days.
You can go to any pharmacy in U.S. But Company can’t pay the fee directly with the pharmacy. When you need to buy prescription drugs, you need to pay first yourself, and then apply to claims department for reimbursement.
Send the completed claim form, attached the purchased drug labels or equivalents information,and receipt/bill to the claims department to apply for reimbursement.
Purple Plan start to cover pre-existing conditions after 12 consecutive months.
Maternity is not covered.
Purple covers $500 Per Injury and $350 Sudden Pain to natural teeth.
Pre-certification:When the insured need the medical services as below, he must get the permission from his insurance company, and then he can receive these services. This obligation of insured is called Pre-certification.
Emergency Pre-certification: In the event of an Emergency Hospital admission, Pre-certification must be made within 48 hours after the admission, or as soon as is reasonably possible.
The following expenses must always be Pre-certified:
-Inpatient care
-any Surgery or Surgical Procedure
-Computerized Tomography,CAT Scan
-Magnetic Resonance Imaging,MRI
-Care in an Extended Care Facility
-Durable Medical Equipment
-Artificial Limbs
If the Member does not comply with the Pre-certification requirements, Eligible Medical Expenses will be reduced by 50%.