Cornell University

The following three J Plans meet the requirements of the US State Department for visiting scholars' and educators' insurance

- J1 Purple is the most cost-effective J1 visa insurance with low-cost insurance in USA

- J1 Yellow features high co-insurance(100% In-Network), $0 deductible, Vaccination(like HPV, Flu), Maternity coverage(but limited)

- Aetna PPO for medical treatment and Prescription medication are served at CVS, Walmart, Publix.

- Three J1 plans are underwritten by Zurich above "A" rates by S&P.