University of Rochester

International Student Health Insurance

  • For 2025-2026 acadmic year, DIANins offer all Blue plans(80-90-100) in your campus
  • Blue 80 accupied almost 50% of the total enrollment last year. Blue 80 is a truely valued plan.
  • Blue 100 plan require high premium though, it is really high-end health insurance. However, the Out-of Pocket Maxium is comparatively higher than school insurance plan, therefore you need to compare it with school plan before enrollment.
  • Need both of benefits and competitive price? if then, Blue 90 is well balanced plan.
    • 2025 DIANins Scholarship application, deadline Aug 31

    2025-08-01 ~ 2026-07-31

    School Plan Blue 80 Blue 90 Blue 100
    Plan Type ACA Comliant Premium, ACA comparable Premium, ACA comparable Premium +, ACA comparable
    Maximum Unlimited Unlimited Unlimited Unlimited
    Co-insurance (Network) 100% 80% 90% 100%
    Co-insurance (Out-of Network) 70% 70% 70% 80%
    Deductible in Student Health Center $0 $0 $0 $0
    Deductible in Network $0 $500 $100 $0
    Copay in SHC $0 $0 $0 $0
    Prescription Drug Direc-billing Direct-billing Direct-billing Direct-billing
    Preventive care (Network/SHC) 100% 100% 100% 100%
    Out of Pocket Max (Network) $6,350 $7,000 $6,000 $5,000
    Medical Network AETNA First Health First Health First Health
    Fall - Spring/Summer (17-24 years old) $3,720 $1,055 $1,623 $2,337
    Fall - Spring/Summer (25-29 years old) $3,720 $1,299 $1,973 $2,854
    Fall - Spring/Summer (30-45 years old) $3,720 $2,132 $3,189 $5,158
    Detail Detail Detail Detail
    Individual Buy Buy Buy
    Group  (10% saving for 3 or more students)
    ACA Compliant Plan: 10%     		Group Group Group