1. J1 valid visa holder. (An F1 visa holder on OPT is not eligible); or 2. Undergraduate student registered for and attending classes on a full-time basis; or 3. Graduate student; or 4. Scholar or researcher who is invited by an educational organization; or 5. Student involved in education, educational activities, or research related activities.
| Lifetime maximum | Unlimited | 
| Maximum per sickness/injury | $100,000 | 
| Co-insurance | 80% | 
| Deductible per policy year | $250 | 
| Co-pay in ER (waived if admitted) | $250 | 
| Co-pay in SHC | $5 | 
| Pre-existing condition waiting period | 6 months | 
| Medical evacuation | $50,000 | 
| Repatriation | $25,000 |