• DIANins opened the US based ACA compliant plan firstly in the off campus plan in 2025
  • Although DIANins ACA plans have relatively high Out-of Pocket Maximum, the premium will be really competitive than school sponsored plan
  • In case of waiver denial, 100% refund is quaranteed
  • Showing full year premium difference
    School Plan Sky 500
    Plan Type Comprehensive ACA Compliant
    Maximum Unlimited Unlimited
    Co-insurance (PPO) 80% 80%
    Co-insurance (Non-PPO) 60% 60%
    Deductible in Student Health Center $0 $0
    Deductible in PPO $300 $500
    Copay in SHC $0 $0
    Prescription Drug Direc-billing Direct-billing
    Preventive care (PPO/SHC) 100% 100%
    Out of Pocket Max (PPO) $6,350 $7,000
    PPO Network AETNA First Health
    Yearly rates (12~24) $2,999 $1,701
    Yearly rates (25~29) $2,999 $2,467
    Yearly rates (30~45) $2,999 $4,749
    Detail Detail
    Individual Buy
    Group (10% saving for 3 or more students)
    ACA Compliant Plan: 5%
    Group