Eligibility Guidelines 1. Who is Eligible: Class 1 (Primary Insured Student): International students aged 17–45 holding F1, J1, or M1 visas. Officially registered at an accredited higher education institution and enrolled in a full-time* associate's, bachelor's, master's, or doctoral degree program (Approaching graduation and in their final semester on a part-time program also qualify for Class 1 status*). Class 2 (Spouse): The legal spouse of a Class 1 primary insured student. Class 3 (Children): Eligible dependent children of a Class 1 primary insured student. 2. Who is Not Eligible: Students enrolled in distance learning or home study, graduates in OPT (Optional Practical Training) programs, or U.S. citizens or permanent residents (green card holders). 3. Essential Conditions for Maintaining Insurance Validity (Attendance & Withdrawal) * Attendance Requirements: Insured students must attend at least the first 90 days of classes during the coverage period and/or strictly meet their visa attendance requirements. * Withdrawal within the First 31 Days: If a student withdraws from school within the first 31 days of registration (except in cases of policy replacement waiver refusal or withdrawal due to illness/injury), the insurance will lapse and coverage will be terminated; the insurance company will fully refund the premium, but any claims already paid will be deducted. * Withdrawal/Graduation after 31 Days: If a student graduates or withdraws normally after 31 days of registration, the insurance remains valid for the purchased period, and the premium will not be refunded. For the complete eligibility information, please refer to the original Policy terms and conditions or contact customer service for confirmation.

Eligibility Guidelines 1. Who is Eligible: Class 1 (Primary Insured Student): International students aged 17–45 holding F1, J1, or M1 visas. Officially registered at an accredited higher education institution and enrolled in a full-time* associate's, bachelor's, master's, or doctoral degree program (Approaching graduation and in their final semester on a part-time program also qualify for Class 1 status*). Class 2 (Spouse): The legal spouse of a Class 1 primary insured student. Class 3 (Children): Eligible dependent children of a Class 1 primary insured student. 2. Who is Not Eligible: Students enrolled in distance learning or home study, graduates in OPT (Optional Practical Training) programs, or U.S. citizens or permanent residents (green card holders). 3. Essential Conditions for Maintaining Insurance Validity (Attendance & Withdrawal) * Attendance Requirements: Insured students must attend at least the first 90 days of classes during the coverage period and/or strictly meet their visa attendance requirements. * Withdrawal within the First 31 Days: If a student withdraws from school within the first 31 days of registration (except in cases of policy replacement waiver refusal or withdrawal due to illness/injury), the insurance will lapse and coverage will be terminated; the insurance company will fully refund the premium, but any claims already paid will be deducted. * Withdrawal/Graduation after 31 Days: If a student graduates or withdraws normally after 31 days of registration, the insurance remains valid for the purchased period, and the premium will not be refunded. For the complete eligibility information, please refer to the original Policy terms and conditions or contact customer service for confirmation.

Eligibility Guidelines 1. Who is Eligible: Class 1 (Primary Insured Student): International students aged 17–45 holding F1, J1, or M1 visas. Officially registered at an accredited higher education institution and enrolled in a full-time* associate's, bachelor's, master's, or doctoral degree program (Approaching graduation and in their final semester on a part-time program also qualify for Class 1 status*). Class 2 (Spouse): The legal spouse of a Class 1 primary insured student. Class 3 (Children): Eligible dependent children of a Class 1 primary insured student. 2. Who is Not Eligible: Students enrolled in distance learning or home study, graduates in OPT (Optional Practical Training) programs, or U.S. citizens or permanent residents (green card holders). 3. Essential Conditions for Maintaining Insurance Validity (Attendance & Withdrawal) * Attendance Requirements: Insured students must attend at least the first 90 days of classes during the coverage period and/or strictly meet their visa attendance requirements. * Withdrawal within the First 31 Days: If a student withdraws from school within the first 31 days of registration (except in cases of policy replacement waiver refusal or withdrawal due to illness/injury), the insurance will lapse and coverage will be terminated; the insurance company will fully refund the premium, but any claims already paid will be deducted. * Withdrawal/Graduation after 31 Days: If a student graduates or withdraws normally after 31 days of registration, the insurance remains valid for the purchased period, and the premium will not be refunded. For the complete eligibility information, please refer to the original Policy terms and conditions or contact customer service for confirmation.