| DIANins International Student Health Plan |
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2026–2027 Announcement
Save More with DIANins
This year, based on our January customer satisfaction survey, we added extra services and lowered premiums as much as possible. Several plans also gained stronger benefits to enhance your security abroad.
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01 · Price changes
Almost every plan's premium went down
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| Plan |
Change |
| Blue 80 / SKY 80 |
▼ 6% lower |
| Blue 90 / SKY 90 |
▼ 2% lower |
| Blue 100 / SKY 100 |
▼ 17% lower |
| Blue 80 CA |
▼ 4% lower |
| Blue 90 CA |
▼ 6% lower |
| Blue 100 CA |
▼ 24% lower |
| OPTion (+) |
▼ 9% lower |
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| The Blue 80 series, with a ~$500 deductible, delivers excellent value every year. This year, Blue 100 — which includes a one-year dental discount membership alongside a major premium cut — offers the absolute best value of all. |
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02 · Network
First Health → now Aetna
To make it easier for students to be seen seamlessly at local hospitals, our main medical network changes from First Health to Aetna.
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Some schools, incl. USC
Aetna Passport
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Blue / Blue CA / Green / White / OPTion
Aetna Open Choice
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03 · Expanded coverage
Blue plans now cover more
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| 🛡️ |
Out-of-Network maximum — changes from Unlimited to a secure $10,000–$14,000 range (new cap to protect you from catastrophic billing). |
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| ➕ |
Sexually transmitted diseases (STDs) — moved from exclusion to fully covered. |
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04 · Extra Benefit
Dental discount, directly from DIANins — Careington 500
In our previous survey, over 50% of customers asked us to add dental coverage. Rather than folding it into standard insurance premiums, DIANins decided to provide Careington 500 memberships directly.
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| Plan |
Under 6 mo. |
Over 7 mo. |
12 mo. |
| White |
n/a |
n/a |
4 months |
| Green |
n/a |
n/a |
4 months |
| OPTion |
n/a |
n/a |
4 months |
| Blue 80, 90 |
3 months |
6 months |
6 months |
| Blue 100 |
3 months |
12 months |
12 months |
| Elite 450, 250, Plus |
3 months |
6 months |
6 months |
| Other ACA plans |
3 months |
6 months |
6 months |
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| View Careington 500 benefits → |
※ This benefit is unrelated to standard insurance coverage and is provided directly by DIANins. For any questions, contact DIANins or Careington — not the insurer.
※ The periods above apply only to your first enrollment cycle, not to renewals. Please select the full structural period you need right from the start. |
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☕ Opt-out for a Starbucks eGift instead
This year, the Starbucks eGift card isn't given automatically to everyone — only students with healthy teeth who do not need Careington 500 may actively choose it.
| White · Green · OPTion $10 |
Blue plans $25 |
For reference — Careington 500 retail value is about $127 per person per year. Starting in July, we will launch a weekly survey allowing you to choose between Careington 500 and the Starbucks eGift.
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05 · Group plan
Group enrollment is now more flexible
Starting this year, enrolling individuals across different schools · plans · periods concurrently is fully supported via CSV file upload. The popular OPTion plan can now be bundled as a group enrollment as well.
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06 · Referral Event
Multinational group referral fees, up to 3×
2 nationalities → 2× payout, 3 nationalities → 3× payout. Multinational roster submissions can be completed by CSV batch upload or by adjusting fields on our regular online form. (If schools, plans, or structural coverage dates differ, CSV is required.)
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| Category |
OPT |
White |
Green |
Blue 80 |
Blue 90 |
Blue 100 |
Elite |
| New |
$10 |
$10 |
$20 |
$30 |
$40 |
$50 |
$200 |
| Renewal |
$5 |
$5 |
$10 |
$15 |
$20 |
$25 |
$100 |
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Example calculation
If Zixi enrolls with Narendra (🇮🇳 India) and Emma (🇫🇷 France) under Blue 100:
| Base group fee |
$150 (3 × $50) |
| 3 nationalities → 300% bonus multiplier |
× 3 |
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| Final payout referral fee |
$450 ✓ |
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Because individual programmatic referral allocations are high, we have explicitly deployed a dedicated field to input your unique Refer Code. Find your code immediately inside My Account. Event ends 7/31.
If you have a friend at USC or Rutgers University, ask them to name you as their referrer and get a chance to win a massive $200 referral fee in July. |
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Early Bird Event
Dental discount program & 2X, 3X refer fee
Early bird enrollment ends 7/31
Enroll by 7/31 → update address by 8/20 → service starts 9/1 (ID card arrives 9/1)
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07 · New
🤖 DIANai — AI Assistant
Beginning with the 26–27 term, our intelligent assistant DIANai is live. It evaluates and resolves intricate programmatic or policy inquiries across multiple languages. In subsequent updates, a synchronized authenticated login framework will support expanded automation for structural insurance extensions and policy renewals.
Paired with our official DIANins Mobile App launching mid-July, parents and students alike can navigate inquiries through real-time voice inputs seamlessly. Traditional, live human customer service desk channels remain completely active.
Full functional instructions and operations rules will be declared via a separate release.
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08 · 2026 Scholarship
2026 Scholarship applications are officially open 🎓
A total of 10 meritorious students will be selected to receive a $1,000 scholarship award each. The absolute submission deadline is finalized for August 31. Click below to view structural eligibility matrices and access the secure application node.
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| Apply for the scholarship → |
Thank you for continuing to choose DIANins for your global health protection throughout 2026–2027.
— The DIANins Team |
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DIANins Global, Inc.
Los Angeles
International Student Health Insurance Solutions
This notice is explicitly delivered to active and prospective structural clients of DIANins Global. Careington 500 constitutes an independent non-insurance product discount framework managed, sustained, and funded solely by DIANins.
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