Essential 500
$158.3 per month
Highlights
- 80% coinsurance in Aetna PPO
- Preventive care 100% cover like HPV, Flue and other vaccine
- In network Pharmacy/SHC expense is directly billed(except appliable copay)
- Telehealth service via Teladoc
- Medical bill is charged to company directly in Network except your costs
- Expenses in excess of $10,600, fully paid by company
- No waiting period on pre-existing condition
- Deductible and copay is waived in Student Health Center
<vi>Class 1: All registered full-time students enrolled in an accredited institution or higher education in an associate, bachelors, masters, or doctoral degree program. However, this does not apply to students who are in their final term or enrolled part-time as a prospective graduate.<vi/> <vi>Class 2: The Spouse of a Class 1 Insured Person.<vi/> <vi>Class 3: The dependent child(ren) of a Class 1 Insured Person.<vi/> <vi>Students taking distance learning or home study are not eligble.<vi/>
| Lifetime maximum | Unlimited |
| Annual maximum | Unlimited |
| Co-insurance in network | 80% |
| Co-insurance out-of-network | 60% |
| Deductible in student health center | $0 |
| Deductible in network | $500 |
| Deductible in non-network | $1,500 |
| Out of pocket in network | $10,600 |
| Co-pay in ER (waived if admitted) | $250 |
| Co-pay in SHC | $0 |
| Co-pay primary care | $25 |
| Co-pay specialist visit | $25 |
| Co-pay hospitalization | $0 |
| Pre-existing condition waiting period | No Waiting |
| Preventative care | 100% |
| Medical evacuation | $100,000 |
| Repatriation | $50,000 |