University of California - San Diego

International Student Health Insurance

  • For 2026-2027 acadmic year, DIANins offer all Blue plans(80-90-100) in your campus
  • Blue 100 plan require a little bit high premium though, it is really high-end health insurance. However, the Out-of Pocket Maxium is comparatively higher than school insurance plan, therefore you need to compare it with school plan before enrollment.
  • Need both of benefits and competitive price? if then, Blue 90 is well balanced plan.

    • Late fee of $50.00 will be charged 9/15/2026- 9/20/2026.

    2026-09-21 ~ 2027-09-20

    School Plan Blue 80CA Blue 90CA Blue 100CA
    Plan Type ACA Comliant ACA comparable ACA comparable ACA comparable
    Maximum Unlimited Unlimited Unlimited Unlimited
    Co-insurance (Network) 80% 80% 90% 100%
    Co-insurance (Out-of Network) 60% 70% 70% 80%
    Deductible in Student Health Center $0 $0 $0 $0
    Deductible in Network $500 $500 $100 $0
    Copay in SHC $0 $0 $0 $0
    Prescription Drug Direc-billing Direct-billing Direct-billing Direct-billing
    Preventive care (Network/SHC) 100% 100% 100% 100%
    Out of Pocket Max (Network) $3,350 $8,000 $7,000 $5,000
    Medical Network Blue Care Aetna Aetna Aetna
    Fall - Summer (17-24 years old) $3,195 $1,145 $1,567 $1,907
    Fall - Summer (25-29 years old) $6,660 $1,802 $2,190 $2,879
    Fall - Summer (30-45 years old) $6,660 $2,940 $4,863 $6,279
    Detail Detail Detail Detail
    Individual Buy Buy Buy
    Group  (10% saving for 3 or more students)
    ACA Compliant Plan: 10%     		Group Group Group

    🎉 LIMITED TIME OFFER

    Early Bird Promotion & Referral Rewards

    Purchase early and receive a complimentary Dental Plan. Refer friends and earn rewards.

    🐣 EARLY BIRD OFFER

    Buy during Early Bird and get a free Dental Plan

    • Receive a complimentary Dental Plan during the Early Bird period
    • Must purchase before UCSD’s Fall 2026 Waiver Deadline: September 11, 2026
    • Limited-time offer, available while supplies last

    🎁 REFERRAL REWARDS

    Refer friends and earn $100–$200 rewards

    • Earn a referral fee when your friend purchases a plan
    • Multi-nationality group referrals may receive up to 3x rewards
    • Ask your friends to enter your Referral Code at checkout

    🔑 How to get your Referral Code?

    Your personal Referral Code will be available in your account after registration.

    BEFORE YOU BUY

    Three things to confirm before you buy

    Before purchasing, please confirm your waiver deadline, UCSD insurance requirements, and preferred coverage level.

    01

    Confirm your waiver deadline first

    If you plan to use a DIANins plan instead of UC San Diego school insurance, please submit your waiver before September 11, 2026.

    Late waivers are accepted through September 15, 2026, subject to a $50 late waiver fee.

    UCSD's school insurance plan is UC Student Health Insurance Plan (UC SHIP).

    If your waiver is approved before tuition is paid, UCSD will remove the UC SHIP charge from your semester bill.

    If tuition has already been paid, UCSD typically updates your student account within 3–5 business days after waiver approval and credits the UC SHIP charge back to your Student Account.

    View Waiver Guide View Requirements

    02

    Designed for UCSD waiver applications

    The DIANins plans listed on this page have been selected to match the waiver requirements of UC San Diego.

    • Matched to UCSD waiver requirements
    • Full refund available if your waiver is denied
    • Waiver guide and support are available

    03

    Choose based on your budget and coverage preference

    If you want to lower your premium, Blue 80 may be a good option.

    If you prefer balanced coverage, consider Blue 90.

    If you value a higher reimbursement level, compare Blue 100.

    FAQ

    Frequently asked questions before purchase

    Here are the questions many students check before placing an order.

    Can these plans be used for the UCSD waiver?

    The plans listed on this page have been selected to match UC San Diego waiver requirements. You still need to submit your waiver before September 11, 2026.

    What if I miss the regular waiver deadline?

    UCSD Fall 2026 late waivers are accepted through September 15, 2026, subject to a $50 late waiver fee. Waivers will not be accepted after the late waiver deadline.

    What is UCSD’s school insurance plan?

    UCSD’s school insurance is the UC Student Health Insurance Plan (UC SHIP). Eligible students with comparable coverage may submit a waiver request.

    When should I purchase insurance?

    We recommend purchasing as early as possible after UCSD opens the UC SHIP waiver system, so you have enough time to receive documents and submit your waiver before September 11, 2026.

    Can I get help with the waiver process?

    Yes. You may follow the waiver guide above or contact DIANins support if you are unsure how to complete the form.

    Can I get a refund if my waiver is rejected?

    Yes. If no claims have been filed and you provide proof of waiver rejection from the school, we will issue a full refund.

    INSURANCE TERMS

    Common insurance terms

    Understanding these terms can help you compare benefits and estimate medical costs more accurately.

    Deductible

    The amount you pay before your insurance begins sharing covered medical costs.

    Copay

    A fixed amount you pay for certain medical services, such as doctor visits or prescriptions.

    Coinsurance

    The percentage of covered costs you pay after meeting your deductible.

    Out-of-pocket maximum

    The maximum amount you pay for covered in-network services during a policy period.

    In-network

    Doctors, hospitals, pharmacies, or clinics contracted with the insurance network.

    Premium

    The amount you pay to purchase and maintain active insurance coverage.