University of Southern California
International Student Health Insurance
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School Requirements -
International Student Guideline
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Waiver Deadline:
2026 Januari 30 -
Go to Waiver
Showing full year premium difference
| School Plan | Five Points 900 | Five Points 500 | Five Points 200 | |
|---|---|---|---|---|
| Plan Type | ACA Comliant | ACA Comliant | ACA Comliant | ACA Comliant |
| Maximum | Unlimited | Unlimited | Unlimited | Unlimited |
| Co-insurance (Network) | 80% | 70% | 80% | 90% |
| Co-insurance (Out-of Network) | 50% | 50% | 50% | 50% |
| Deductible in Student Health Center | $0 | $0 | $0 | $0 |
| Deductible in Network | $450 | $900 | $500 | $200 |
| Copay in SHC | $0 | $0 | $0 | $0 |
| Prescription Drug | Direc-billing | Direct-billing at OPTum | Direct-billing at OPTum | Direct-billing at OPTum |
| Preventive care (Network/SHC) | 100% | 100%(inNetwork) | 100%(inNetwork) | 100%(inNetwork) |
| Out of Pocket Max (Network) | $6,000 | $8,500 | $8,000 | $7,000 |
| Medical Network | AETNA | First Health | First Health | First Health |
| Yearly rates (17~24) | $3,522 | $1,050 | $1,350 | $1,765 |
| Yearly rates (25~29) | $3,522 | $1,550 | $1,850 | $2,819 |
| Yearly rates (30~45) | $3,522 | $3,500 | $4,050 | $5,700 |
| Detail | Detail | Detail | Detail | |
| Individual | Buy | Buy | Buy | |
|
Group
(10% saving for 3 or more students) ACA Compliant Plan: 10% |
Group | Group | Group |