Boston University

International Student Health Insurance

  • Five Points 200 plan is based in USA
  • 200 Plan has high coinsurance and low deductible though, it has comparatively high Out-of Pocket Maximum. plrease compare with school health plan before enrollment.
  • The Network provider, First Health a slightly smaller service network than the school insurance provider, so please search Urgent Care or Hospital near your house or dorm before enrollment.
  • Pharmacy is serviced by OPTum Rx and Telehealth is serviced by Teladoc Health.
  • In case of waiver denial, 100% refund is guaranteed

    • Five Points 200 was approved for waiver application in July 2025

    Showing full year premium difference
    School Plan Five Points 200
    Plan Type ACA Comliant ACA Comliant
    Maximum Unlimited Unlimited
    Co-insurance (Network) 80% 90%
    Co-insurance (Out-of Network) 60% 50%
    Deductible in Student Health Center $0 $0
    Deductible in Network $250 $200
    Copay in SHC $0 $0
    Prescription Drug Direc-billing Direct-billing at OPTum
    Preventive care (Network/SHC) 100% 100%(inNetwork)
    Out of Pocket Max (Network) $5,500 $7,000
    Medical Network AETNA First Health
    Yearly rates (17~24) $3,538 $1,765
    Yearly rates (25~29) $3,538 $2,819
    Yearly rates (30~45) $3,538 $5,700
    Detail Detail
    Individual Buy
    Group  (10% saving for 3 or more students)
    ACA Compliant Plan: 10%     		Group