New York University

International Student Health Insurance

  • Waiver Start Date: June 24, 2026
  • Waiver Deadline: September 30, 2026
  • Go to Waiver

  • For 2026-2027 acadmic year, DIANins offer all Blue plans(80-90-100) in your campus
  • Blue 100 plan require a little bit high premium though, it is really high-end health insurance. However, the Out-of Pocket Maxium is comparatively higher than school insurance plan, therefore you need to compare it with school plan before enrollment.
  • Need both of benefits and competitive price? if then, Blue 90 is well balanced plan.

    • For the waiver approval, you have to select full year enrollemnt, except prospetive graduate next May

    2026-08-21 ~ 2027-08-20

    School Plan Blue Sky 80 Blue Sky 90 Blue Sky 100
    Plan Type ACA Comliant Comprehensive Comprehensive Comprehensive
    Maximum Unlimited Unlimited Unlimited Unlimited
    Co-insurance (Network) 80% 80% 90% 100%
    Co-insurance (Out-of Network) 50% 70% 70% 80%
    Deductible in Student Health Center $0 $0 $0 $0
    Deductible in Network $0 $500 $100 $0
    Copay in SHC $0 $0 $0 $0
    Prescription Drug Direc-billing Direct-billing Direct-billing Direct-billing
    Preventive care (Network/SHC) 100% 100% 100% 100%
    Out of Pocket Max (Network) $9,200 $7,000 $6,000 $5,000
    Medical Network Aetana Aetna Aetna Aetna
    Fall - Summer (17-24 years old) $5,368 $995 $1,591 $1,942
    Fall - Summer (25-29 years old) $5,368 $1,390 $1,963 $2,785
    Fall - Summer (30-45 years old) $5,368 $2,390 $3,292 $5,567
    Detail Detail Detail Detail
    Individual Buy Buy Buy
    Group  (10% saving for 3 or more students)
    ACA Compliant Plan: 10%     		Group Group Group

    📋 What Should You Know Before Purchasing?

    📅 Coverage Period: 08/21/2026 – 08/20/2027
    ⏰ Waiver Deadline: September 30, 2026

    🔎 Early Bird

    Students who apply for a Blue Plan of 6 months or more before July 31 can receive a free dental plan worth $129.

    ✅ What Should You Do After Purchasing?

    1

    After purchase, you will receive a Confirmation Email within 1–2 minutes. The email attachments include your ID Card, Confirmation Letter, signed Waiver Form, and Policy documents. Please download and save these files. 

    To apply for a waiver, access the aetna waiver portal:

    https://www.aetnastudenthealth.com/en/nyu/enroll-waive.html
    2
    		 If tuition has not been paid: Once your waiver is approved, NYU will directly remove the student health insurance charge from your academic-year bill.

    If tuition has already been paid: After waiver approval, your bill will be updated within 3–5 business days, and the school insurance fee will be refunded to your student account.
    3
    		 🎁 Limited-Time Early Bird Promotion: 3-person group discount + FREE Dental Plan. First come, first served!
    4
    		 🎓 Many students have successfully waived their school insurance using DIANins Plans. (Waiver Approved screenshots / student reviews can be displayed here.)

    💰 Refer Friends & Earn $100–$200 Rewards

    Refer friends and earn a Referral Fee. Multi-nationality group referrals can earn up to 3× Referral Rewards.

    👥 Purchasing together with friends? Make sure they enter your Referral Code during checkout.

    📌 Where Can I Find My Referral Code?

    • Existing users: www.dianins.com/login
    • New users: www.dianins.com/en/register
    After registration, your personal Referral Code will be available in your account.

    ❓ Frequently Asked Questions

    Q1: If my waiver is rejected, can I get a refund? ▼

    As long as no insurance claims have been submitted, you may provide proof such as a waiver rejection email from the school and receive a full refund.

    Q2: When is the best time to purchase? ▼

    During the Early Bird promotion, you can receive a FREE Dental Plan. Your purchase must be completed before the school's Waiver Deadline.

    Q3: Where can NYU students receive required vaccines and a TB Test? ▼

    Students may visit the NYU Student Health Center or Global Reach partner pharmacies such as CVS, Walgreens, Rite Aid, and other major U.S. pharmacy chains. Present your insurance card to use direct billing services. Coverage is 100%.

    INSURANCE TERMS

    Common Insurance Terms

    Understanding these terms can help you compare benefits more accurately and estimate healthcare costs.

    Deductible

    The amount you must pay before insurance begins reimbursing at a higher percentage.

    Copay

    A fixed amount you pay when receiving a covered service, such as a doctor visit or prescription.

    Coinsurance

    The percentage of eligible expenses you pay after meeting the deductible.

    Out-of-pocket Maximum

    The maximum amount you pay for eligible in-network medical services during the policy period.

    In-network

    Doctors, hospitals, pharmacies, and clinics contracted with the insurance network.

    Premium

    The amount paid to purchase and maintain your insurance coverage.