| Blue 80CA | Blue 90CA | Blue 100CA | |
|---|---|---|---|
| Plan Type | ACA comparable | ACA comparable | ACA comparable |
| Maximum | Unlimited | Unlimited | Unlimited |
| Co-insurance (Network) | 80% | 90% | 100% |
| Co-insurance (Out-of Network) | 70% | 70% | 80% |
| Deductible in Student Health Center | $0 | $0 | $0 |
| Deductible in Network | $500 | $100 | $0 |
| Copay in SHC | $0 | $0 | $0 |
| Prescription Drug | Direct-billing | Direct-billing | Direct-billing |
| Preventive care (Network/SHC) | 100% | 100% | 100% |
| Out of Pocket Max (Network) | $8,000 | $7,000 | $5,000 |
| Medical Network | Aetna | Aetna | Aetna |
| Yearly rates (17~24) | $1,145 | $1,567 | $1,907 |
| Yearly rates (25~29) | $1,802 | $2,190 | $2,879 |
| Yearly rates (30~45) | $2,940 | $4,863 | $6,279 |
| Detail | Detail | Detail | |
| Individual | Buy | Buy | Buy |
|
Group
(10% saving for 3 or more students) ACA Compliant Plan: 10% |
Group | Group | Group |
🎉 LIMITED TIME OFFER
Purchase early and receive a complimentary Dental Plan. Refer friends and earn rewards.
🐣 EARLY BIRD OFFER
🎁 REFERRAL REWARDS
Your personal Referral Code will be available in your account after registration.
BEFORE YOU BUY
Before purchasing, please confirm your waiver deadline, Stanford insurance requirements, and preferred coverage level.
01
If you plan to use a DIANins plan instead of Stanford University school insurance, please submit your waiver before Stanford’s Autumn Entry deadline: September 15.
Stanford assigns eligible students a Cardinal Care insurance To Do item in Axess. You need to complete your insurance selection or waiver request before the applicable deadline.
02
The DIANins plans listed on this page have been selected to match the waiver requirements of Stanford University.
03
If you want to lower your premium, Blue 80 may be a good option.
If you prefer balanced coverage, consider Blue 90.
If you value a higher reimbursement level, compare Blue 100.
FAQ
Here are the questions many students check before placing an order.
The plans listed on this page have been selected to match Stanford University waiver requirements. You still need to submit your waiver before the applicable deadline.
If Stanford University denies your waiver request, you may apply for a full refund according to the DIANins waiver rejection support policy.
Stanford’s school insurance is Cardinal Care. Students must make their health insurance decision each academic year by the waiver deadline of their entry quarter.
We recommend purchasing as early as possible after Stanford opens the insurance selection / waiver system, so you have enough time to receive documents and submit your waiver.
Yes. You may follow the waiver guide above or contact DIANins support if you are unsure how to complete the form.
Yes. If no claims have been filed and you provide proof of waiver rejection from the school, we will issue a full refund.
INSURANCE TERMS
Understanding these terms can help you compare benefits and estimate medical costs more accurately.
The amount you pay before your insurance begins sharing covered medical costs.
A fixed amount you pay for certain medical services, such as doctor visits or prescriptions.
The percentage of covered costs you pay after meeting your deductible.
The maximum amount you pay for covered in-network services during a policy period.
Doctors, hospitals, pharmacies, or clinics contracted with the insurance network.
The amount you pay to purchase and maintain active insurance coverage.