University of California - Berkeley
International Student Health Insurance
-
International Student Guideline -
Waiver Start Date:
May 1, 2026 -
Waiver Deadline:
August 15, 2026
2026-08-01 ~ 2027-07-31
2026-08-01 ~ 2026-12-31
| School Plan | Blue 80CA | Blue 90CA | Blue 100CA | |
|---|---|---|---|---|
| Plan Type | ACA Comliant | ACA comparable | ACA comparable | ACA comparable |
| Maximum | Unlimited | Unlimited | Unlimited | Unlimited |
| Co-insurance (Network) | 80% | 80% | 90% | 100% |
| Co-insurance (Out-of Network) | 50% | 70% | 70% | 80% |
| Deductible in Student Health Center | $0 | $0 | $0 | $0 |
| Deductible in Network | $450 | $500 | $100 | $0 |
| Copay in SHC | $0 | $0 | $0 | $0 |
| Prescription Drug | Direc-billing | Direct-billing | Direct-billing | Direct-billing |
| Preventive care (Network/SHC) | 100% | 100% | 100% | 100% |
| Out of Pocket Max (Network) | $3,200 | $8,000 | $7,000 | $5,000 |
| Medical Network | Aetna | Aetna | Aetna | Aetna |
| Fall - Spring/Summer (17-24 years old) | $5,066 | $1,145 | $1,567 | $1,907 |
| Fall - Spring/Summer (25-29 years old) | $8,206 | $1,802 | $2,190 | $2,879 |
| Fall - Spring/Summer (30-45 years old) | $8,206 | $2,940 | $4,863 | $6,279 |
| Detail | Detail | Detail | Detail | |
| Individual | Buy | Buy | Buy | |
|
Group
(10% saving for 3 or more students) ACA Compliant Plan: 10% |
Group | Group | Group |
🎉 LIMITED TIME OFFER
Early Bird Promotion & Referral Rewards
Purchase early and receive a complimentary Dental Plan. Refer friends and earn rewards.
🐣 EARLY BIRD OFFER
Buy during Early Bird and get a free Dental Plan
- Receive a complimentary Dental Plan during the Early Bird period
- We recommend purchasing and submitting your waiver by UC Berkeley’s Fall 2026 regular deadline: July 15, 2026
- Limited-time offer, available while supplies last
🎁 REFERRAL REWARDS
Refer friends and earn $100–$200 rewards
- Earn a referral fee when your friend purchases a plan
- Multi-nationality group referrals may receive up to 3x rewards
- Ask your friends to enter your Referral Code at checkout
🔑 How to get your Referral Code?
- Existing users: log in at www.dianins.com/login
- New users: register at www.dianins.com/en/register
Your personal Referral Code will be available in your account after registration.
BEFORE YOU BUY
Three things to confirm before you buy
Before purchasing, please confirm your waiver deadline, UC Berkeley insurance requirements, and preferred coverage level.
01
Confirm your waiver deadline first
If you plan to use a DIANins plan instead of UC Berkeley school insurance, we recommend submitting your Fall 2026 waiver by July 15, 2026 to avoid the late waiver fee.
If you miss the regular deadline, you may still submit a late waiver by August 15, 2026, subject to a $75 late waiver fee. No waiver applications are accepted after August 15, 2026.
UC Berkeley's school insurance plan is Berkeley Student Health Insurance Plan (Berkeley SHIP).
If your waiver is approved before tuition is paid, UC Berkeley will remove the Berkeley SHIP charge from your semester bill.
If tuition has already been paid, UC Berkeley will typically issue the Berkeley SHIP Fee Credit to your CalCentral student account within 5 business days after waiver approval.
02
Designed for UC Berkeley waiver applications
The DIANins plans listed on this page have been selected to match the waiver requirements of UC Berkeley.
- Matched to UC Berkeley waiver requirements
- Full refund available if your waiver is denied
- Waiver guide and support are available
03
Choose based on your budget and coverage preference
If you want to lower your premium, Blue 80 may be a good option.
If you prefer balanced coverage, consider Blue 90.
If you value a higher reimbursement level, compare Blue 100.
FAQ
Frequently asked questions before purchase
Here are the questions many students check before placing an order.
Can these plans be used for the UC Berkeley waiver?
The plans listed on this page have been selected to match UC Berkeley SHIP waiver requirements. We recommend submitting your Fall 2026 waiver by July 15, 2026.
What if I miss the regular waiver deadline?
UC Berkeley Fall 2026 late waivers are accepted through August 15, 2026, subject to a $75 late waiver fee. No waiver applications are accepted after August 15, 2026.
What is UC Berkeley’s school insurance plan?
UC Berkeley’s school insurance is Berkeley Student Health Insurance Plan (Berkeley SHIP). Eligible students with comparable coverage may submit a waiver request.
When should I purchase insurance?
We recommend purchasing as early as possible after UC Berkeley opens the SHIP waiver system, so you have enough time to receive documents and submit your waiver before July 15, 2026.
Can I get help with the waiver process?
Yes. You may follow the waiver guide above or contact DIANins support if you are unsure how to complete the form.
Can I get a refund if my waiver is rejected?
Yes. If no claims have been filed and you provide proof of waiver rejection from the school, we will issue a full refund.
INSURANCE TERMS
Common insurance terms
Understanding these terms can help you compare benefits and estimate medical costs more accurately.
Deductible
The amount you pay before your insurance begins sharing covered medical costs.
Copay
A fixed amount you pay for certain medical services, such as doctor visits or prescriptions.
Coinsurance
The percentage of covered costs you pay after meeting your deductible.
Out-of-pocket maximum
The maximum amount you pay for covered in-network services during a policy period.
In-network
Doctors, hospitals, pharmacies, or clinics contracted with the insurance network.
Premium
The amount you pay to purchase and maintain active insurance coverage.