University of California - Berkeley

International Student Health Insurance

  • For 2026-2027 acadmic year, DIANins offer all Blue plans(80-90-100) in your campus
  • Blue 100 plan require a little bit high premium though, it is really high-end health insurance. However, the Out-of Pocket Maxium is comparatively higher than school insurance plan, therefore you need to compare it with school plan before enrollment.
  • Need both of benefits and competitive price? if then, Blue 90 is well balanced plan.

    • 2027-01-01 ~ 2027-07-31

    School Plan Blue 80CA Blue 90CA Blue 100CA
    Plan Type ACA Comliant ACA comparable ACA comparable ACA comparable
    Maximum Unlimited Unlimited Unlimited Unlimited
    Co-insurance (Network) 80% 80% 90% 100%
    Co-insurance (Out-of Network) 50% 70% 70% 80%
    Deductible in Student Health Center $0 $0 $0 $0
    Deductible in Network $450 $500 $100 $0
    Copay in SHC $0 $0 $0 $0
    Prescription Drug Direc-billing Direct-billing Direct-billing Direct-billing
    Preventive care (Network/SHC) 100% 100% 100% 100%
    Out of Pocket Max (Network) $3,200 $8,000 $7,000 $5,000
    Medical Network Aetna Aetna Aetna Aetna
    Spring/Summer (17-24 years old) $2,533 $665 $910 $1,108
    Spring/Summer (25-29 years old) $4,103 $1,047 $1,272 $1,672
    Spring/Summer (30-45 years old) $4,103 $1,708 $2,824 $3,647
    Detail Detail Detail Detail
    Individual Buy Buy Buy
    Group  (Partner Member Savings)
    If you are a member of an international student organization or club, contact dian@dianins.com to apply for preferred group rates.
    		Group Group Group

    🎉 LIMITED TIME OFFER

    Early Bird Promotion & Referral Rewards

    Purchase early to save more, receive a complimentary Dental Plan, and earn referral rewards.

    🐣 EARLY BIRD OFFER

    Buy during Early Bird and get a free Dental Plan

    • Receive a complimentary Dental Plan during the Early Bird promotion period
    • Recommended to purchase and submit before UC Berkeley Fall 2026 Regular Waiver Deadline (July 15, 2026)
    • Limited-time offer, available while supplies last

    🎁 REFERRAL REWARDS

    Refer friends and earn $100–$200 rewards

    • Earn a referral fee when your friend purchases an eligible insurance plan
    • Multi-nationality group referrals may receive up to 3x referral fees
    • Ask your friends to enter your Referral Code during checkout

    🔑 How to get your Referral Code?

    Your personal Referral Code will be available in your account immediately after registration.

    BEFORE YOU BUY

    Three things to confirm before you buy

    Before placing your order, please confirm your waiver timeline, university insurance requirements, and budget preference.

    01

    Confirm your waiver deadline first

    If you plan to use a DIANins plan to waive UC Berkeley's student health insurance, we recommend submitting your Fall 2026 waiver before July 15, 2026 to avoid a Late Waiver Fee.

    If you miss the regular deadline, you may still submit a Late Waiver until August 15, 2026 with a $75 Late Waiver Fee charged by the university. No waivers will be accepted after August 15, 2026.

    UC Berkeley's on-campus student health insurance is the Berkeley Student Health Insurance Plan (Berkeley SHIP).

    If you complete and obtain an approved waiver before paying tuition, the school will deduct the Berkeley SHIP fee directly from your semester billing statement.

    If you have already paid tuition, the approved waiver credit is typically refunded back to your CalCentral student account within 5 business days.

    View Berkeley Waiver Guide View Berkeley Waiver Criteria

    02

    Designed for UC Berkeley waiver applications

    The DIANins plans displayed on this page have been matched to meet the waiver requirements of UC Berkeley. If your waiver application is formally denied by the university, you are eligible for a 100% full refund.

    • Matched to UC Berkeley institutional waiver requirements
    • Full refund available if your waiver is denied by UC Berkeley
    • Waiver tutorial and specialist customer support available

    03

    Choose based on your budget and coverage preference

    If you want to lower your premium, consider Blue 80;

    If you prefer balanced and well-rounded coverage, consider Blue 90;

    If you prioritize higher reimbursement rates, compare Blue 100.

    FAQ

    Frequently Asked Questions Before Purchasing

    Here are answers to common questions students ask before purchasing insurance.

    Can these plans be used for UC Berkeley Waiver?

    Yes. The plans listed on this page are matched to satisfy UC Berkeley Berkeley SHIP waiver requirements. We recommend submitting your Fall 2026 waiver before July 15, 2026.

    What happens if I miss the regular waiver deadline?

    UC Berkeley's Fall 2026 Late Waiver deadline is August 15, 2026, with a $75 Late Waiver Fee. Submissions after August 15 cannot be processed.

    What is UC Berkeley's university health insurance plan?

    UC Berkeley's official student health plan is the Berkeley Student Health Insurance Plan (Berkeley SHIP). Eligible students who maintain qualifying alternative coverage can submit a waiver to opt out.

    When is the best time to purchase?

    We recommend purchasing as soon as UC Berkeley opens the SHIP waiver portal, ensuring ample time to receive your insurance documents and submit before July 15, 2026.

    Can I get help if I do not know how to fill out the waiver?

    Yes. You can follow our step-by-step UC Berkeley screenshot tutorial or reach out directly to DIANins support for personalized assistance.

    Can I get a refund if my waiver is denied?

    As long as no claims have been filed, submitting official proof of waiver denial from the university qualifies you for a 100% full refund.

    INSURANCE TERMS

    Key Insurance Terms Explained

    Understanding these key terms helps you accurately compare plan benefits and estimate your medical expenses.

    Deductible

    The out-of-pocket amount you must pay for eligible covered medical services before the insurance plan begins paying benefits.

    Copay

    A fixed flat fee you pay for a covered health care service (e.g. clinic visit, prescription drug) at the time of service.

    Coinsurance

    The percentage of eligible medical expenses you pay after meeting your annual deductible (e.g. 20%).

    Out-of-Pocket Maximum

    The most you have to pay for covered in-network medical services during a policy year. After reaching this limit, the plan pays 100%.

    In-Network

    Doctors, clinics, hospitals, and pharmacies contracted with the insurance network to provide care at discounted negotiated rates.

    Premium

    The total payment required to purchase and maintain active health insurance coverage for the designated policy period.