University of Illinois - Urbana-Champaign

International Student Health Insurance

  • Five Points 500 plan is based in USA plan.
  • 500 plan has moderate deductible and coinsurance with reasonable premium but it has high Out-of Pocket Maximum than school insurance. compare 500 with school insurance first before enrollment.
  • The Network provider, First Health has a slightly smaller service network than the school insurance provider, so please search Urgent Care or Hospital near your house or dorm before enrollment.
  • Pharmacy is serviced by OPTum Rx and Telehealth is serviced by Teladoc Health.
  • In case of waiver denial, 100% refund is guaranteed

    • 2026-05-16 ~ 2026-08-21

    School Plan Five Points 900 Five Points 500
    Plan Type ACA Comliant ACA Comliant ACA Comliant
    Maximum Unlimited Unlimited Unlimited
    Co-insurance (Network) 80% 70% 80%
    Co-insurance (Out-of Network) 80% 50% 50%
    Deductible in Student Health Center $0 $0 $0
    Deductible in Network $400 $900 $500
    Copay in SHC $0 $0 $0
    Prescription Drug Direc-billing Direct-billing at OPTum Direct-billing at OPTum
    Preventive care (Network/SHC) 100% 100%(inNetwork) 100%(inNetwork)
    Out of Pocket Max (Network) $6,850 $8,500 $8,000
    Medical Network UHC First Health First Health
    Summer (17-24 years old) $847 $282 $362
    Summer (25-29 years old) $1,088 $376 $456
    Summer (30-45 years old) $1,088 $742 $870
    Detail Detail Detail
    Individual Buy Buy
    Group  (10% saving for 3 or more students)
    ACA Compliant Plan: 10%     		Group Group

    Can't find waiver info for your school? Send us screenshots of your waiver process after purchasing insurance! The first contributor for each school will receive a $50 eGift Card.