Boston University

International Student Health Insurance

  • Five Points 200 plan is based in USA
  • 200 Plan has high coinsurance and low deductible though, it has comparatively high Out-of Pocket Maximum. plrease compare with school health plan before enrollment.
  • The Network provider, First Health a slightly smaller service network than the school insurance provider, so please search Urgent Care or Hospital near your house or dorm before enrollment.
  • Pharmacy is serviced by OPTum Rx and Telehealth is serviced by Teladoc Health.
  • In case of waiver denial, 100% refund is guaranteed
    • 2025 DIANins Scholarship application, deadline Aug 31

    2025-08-15 ~ 2026-08-14

    School Plan Five Points 200
    Plan Type ACA Comliant ACA Comliant
    Maximum Unlimited Unlimited
    Co-insurance (Network) 80% 90%
    Co-insurance (Out-of Network) 60% 50%
    Deductible in Student Health Center $0 $0
    Deductible in Network $250 $200
    Copay in SHC $0 $0
    Prescription Drug Direc-billing Direct-billing at OPTum
    Preventive care (Network/SHC) 100% 100%(inNetwork)
    Out of Pocket Max (Network) $5,500 $7,000
    Medical Network AETNA First Health
    Fall - Spring/Summer (17-24 years old) $3,538 $1,765
    Fall - Spring/Summer (25-29 years old) $3,538 $2,819
    Fall - Spring/Summer (30-45 years old) $3,538 $5,700
    Detail Detail
    Individual Buy
    Group  (10% saving for 3 or more students)
    ACA Compliant Plan: 10%     		Group