UC Davis Health Insurance Waiver 2026-2027: Deadline, Requirements & Step-by-Step Guide
UC Davis Health Insurance Waiver 2026-2027: Deadline, Requirements & Step-by-Step Guide
Quick Answer
UC Davis 2026-2027 Health Insurance Waiver Deadline & Requirements
Fall 2026 deadline: September 1, 2026 regular (Coverage period: September 21, 2026 – January 3, 2027; Late waiver: September 2 – September 10, 2026 with $50 late fee). Spring 2027 deadline is Winter: December 4, 2026 (late to Dec 14); Spring: March 5, 2027 (late to March 15).
Start here: Go to the UC Davis / AHP Student Health Insurance Waiver Portal to submit your waiver application.
What you waive: Enrolled UC Davis undergraduate and graduate students with qualifying private coverage may waive UC SHIP (Anthem Blue Cross). Campus student health fee remains mandatory.
What you need: UC Davis student credentials, insurance card (front and back), Member ID, Policy/Group Number, insurance carrier name (e.g. Spectrum Life Ltd.), US claims address/phone, and Summary of Benefits (SBC) PDF.
Charge removal: Upon AHP verification and approval, the UC SHIP fee is credited or removed from your UC Davis MyBill student account within 5–10 business days.
Mandatory UC Davis waiver criteria checklist
- US-licensed insurance carrier with a US claims administrator and customer service.
- In-network primary care provider within 50 miles of UC Davis campus.
- Comprehensive coverage for emergency, inpatient/outpatient hospital, mental health (no session limits), and prescription drugs.
- Annual individual deductible and out-of-pocket maximum complying with ACA standards.
- International students (F-1/J-1) eligible with qualifying comparable policy.
Official sources: UC Davis SHCS Insurance Waiver · UC Davis AHP Waiver Portal
Last verified: August 24, 2026. See the University of California - Davis School Page for the deadline, requirements, and plan comparison →
UC Davis waiver FAQ
1. What is the regular UC Davis waiver deadline for Fall 2026?
The regular Fall 2026 waiver deadline is September 1, 2026 (Coverage period: September 21, 2026 – January 3, 2027). A late waiver window runs from September 2 to September 10, 2026 with a $50 late fee. Winter deadline is December 4, 2026; Spring deadline is March 5, 2027.
2. Is there a late waiver period or fee at UC Davis?
Yes. Late waivers are accepted from September 2 through September 10 with a non-refundable $50 late fee. Waivers cannot be submitted after September 10.
3. Can international students (F-1 / J-1) waive UC Davis UC SHIP?
Yes. International students holding F-1 or J-1 visas can waive UC SHIP by submitting a qualifying US-licensed policy meeting UC System waiver criteria.
4. What are UC Davis's mandatory provider radius and coverage rules?
Your plan must have in-network primary care providers within 50 miles of the UC Davis campus, cover emergency and non-emergency inpatient/outpatient services, and include prescription and mental health benefits with no session limits.
5. How long does UC Davis take to process a waiver and update MyBill?
AHP verifies submitted policy details within 5 to 10 business days. Approved waivers remove the UC SHIP fee from your UC Davis MyBill account.
6. Do I need to submit a waiver every academic quarter or year?
An approved Fall waiver covers the entire academic year. If you enter in Winter or Spring, you must submit a waiver before that quarter's deadline.
7. What happens if my waiver is denied?
Review the denial notice on AHP and follow instructions to submit requested documentation or appeal. If your waiver is formally denied by UC Davis and you purchased a DIANins plan, DIANins provides a 100% full refund upon official proof of school denial (subject to no claims filed).
Return to the University of California - Davis School Page →
Waiver Entry Links
Start from the UC Davis SHIP waiver page: shcs.ucdavis.edu/insurance/waiver.
Academic HealthPlans (AHP) direct entry: www2.academichealthplans.com/school/7004.html.
DIANins UCD page: dianins.com/zh/student/university-of-california-davis.
Before You Start
School information: Have your UCD login information, Student ID, school email, and your own name and contact details ready.
Insurance information: The source selects PPO for plan type and uses Member Service Phone 800-791-4531.
Documents: Prepare the front and back of your insurance card, the Confirmation Letter, and the Master Policy / SBC document. Do not invent any value that is not shown in your own insurance materials.
UCD Waiver Steps
Step 1. Answer questions 1 through 4. In the waiver process form, follow the screenshot: Q1 Other; Q2 I don't have; Q3 Yes; Q4 Yes.
Step 2. Answer questions 5 through 8 (coverage scope and waiver reason). The source selections are: Q5 Yes; Q6 I found another plan that cost less; Q7 Yes; Q8 Yes.
Step 3. Answer questions 9 through 14 (insurance coverage details). The source selections are: Q9 No; Q10 Yes; Q11 No; Q12 No; Q13 Yes; Q14 Yes.
Step 4. Upload your insurance materials. Upload the front and back of your insurance card as shown.
Step 5. Complete the Policy Holder information (upper part). Enter your name according to the insurance documents. For the insurance company, select DIANins Global first; if it is not available, select Spectrum Life Ltd. (if the dropdown has neither, choose Other and type it). Enter the Group Number and Member ID from your insurance card, and set Member Service Phone to 800-791-4531.
Step 6. Set plan type, relationship, and attachments. Enter your current ZIP code, select PPO as the plan type, select Self for the relationship to the student, and attach the Confirmation Letter / Policy file.
After You Submit
Save the submission-success page or the confirmation email screenshot. A UCD waiver usually takes some processing time, so keep the confirmation and check the status on the portal.
Need Help Reviewing Your UCD Waiver Information?
If you are unsure how the Insurance Company, Member ID, Group Number, or uploaded files should be filled in, prepare your insurance card, insurance PDF, and waiver page screenshots, and check them item by item with a DIANins advisor.
It is recommended to submit 3 to 5 days before the deadline to allow time to provide any missing documents.