University of California - Davis

International Student Health Insurance

  • Waiver Start Date: June 1, 2026
  • Waiver Deadline: September 1, 2026

  • For 2026-2027 acadmic year, DIANins offer all Blue plans(80-90-100) in your campus
  • Blue 100 plan require a little bit high premium though, it is really high-end health insurance. However, the Out-of Pocket Maxium is comparatively higher than school insurance plan, therefore you need to compare it with school plan before enrollment.
  • Need both of benefits and competitive price? if then, Blue 90 is well balanced plan.

    • 2026-09-14 ~ 2027-09-13

    School Plan Blue 80CA Blue 90CA Blue 100CA
    Plan Type ACA Comliant ACA comparable ACA comparable ACA comparable
    Maximum Unlimited Unlimited Unlimited Unlimited
    Co-insurance (Network) 80% 80% 90% 100%
    Co-insurance (Out-of Network) 60% 70% 70% 80%
    Deductible in Student Health Center $0 $0 $0 $0
    Deductible in Network $200 $500 $100 $0
    Copay in SHC $0 $0 $0 $0
    Prescription Drug Direc-billing Direct-billing Direct-billing Direct-billing
    Preventive care (Network/SHC) 100% 100% 100% 100%
    Out of Pocket Max (Network) $2,500 $8,000 $7,000 $5,000
    Medical Network Blue Care Aetna Aetna Aetna
    Fall - Summer (17-24 years old) $3,924 $1,145 $1,567 $1,907
    Fall - Summer (25-29 years old) $8,820 $1,802 $2,190 $2,879
    Fall - Summer (30-45 years old) $8,820 $2,940 $4,863 $6,279
    Detail Detail Detail Detail
    Individual Buy Buy Buy
    Group  (10% saving for 3 or more students)
    ACA Compliant Plan: 10%     		Group Group Group

     

    Before You Buy

    Before purchasing, check these three things first

    Before placing your order, please confirm your waiver deadline, UC Davis insurance requirements, and budget. Once these details are clear, it will be easier to compare Blue 80CA, Blue 90CA, and Blue 100CA.

    01

    Check your waiver timing

    If you plan to use a DIANins plan to replace the UC Davis school insurance, make sure you submit your waiver before the deadline. Please also confirm your term, age group, and coverage dates before purchasing.

    View Waiver Tutorial UC Davis Waiver Criteria

    02

    Buy with waiver confidence

    The DIANins plan options shown on this page are matched to UC Davis waiver requirements. If your waiver application is rejected by the school, you can request a full refund.

    • Matched to UC Davis waiver requirements
    • Full refund if the school rejects your waiver
    • Support available if you need help with your waiver
    03

    Choose based on your budget and coverage needs

    If you want to lower your premium, start with Blue 80CA. If you prefer a more balanced option, compare Blue 90CA. If you care more about reimbursement level, take a closer look at Blue 100CA.

    Plan Guide

    Which plan may be right for you?

    You can use your budget and expected healthcare needs as a starting point, then review the detailed pricing and benefits table below.

    Budget-friendly

    Blue 80CA

    A good option if you are generally healthy and want a lower premium while meeting waiver requirements.

    Balanced choice

    Blue 90CA

    A strong middle option if you want a balance between monthly cost and coverage level.

    Higher coverage

    Blue 100CA

    A better fit if you prefer a higher in-network reimbursement level and are comfortable with a higher premium.

    Early Bird Bonus

    Buy early and receive a dental discount plan

    Based on the Emory page activity rules, students who enroll before July 31 can receive a Careington 500 dental discount benefit. Careington 500 is a DIANins Early Bird special benefit, not a benefit underwritten by the insurance carrier; its retail value is $127 / year.

    6 months or shorter

    3 months of Careington

    If your coverage period is 6 months or shorter, eligible Early Bird enrollment can receive 3 months of Careington 500 dental discount benefits.

    More than 7 months

    6 months of Careington

    If your coverage period is more than 7 months, eligible Early Bird enrollment can receive 6 months of Careington 500 dental discount benefits.

    More than 7 months of Blue 100CA

    12 months of Careington

    If you purchase more than 7 months of Blue 100CA, eligible Early Bird enrollment can receive 12 months of Careington 500 dental discount benefits.

    Refer a Friend

    Group of 3 referral bonus

    Based on the Emory page activity rules, before July 31, a group of 3 can participate in the Early Bird Group of 3 activity. If members are from different countries, the Referral Commission can increase to 2×–3×.

    More flexible groups

    Starting in 2026–2027, a group of 3 can include students from different countries, schools, plans, and coverage durations. If school, plan, or duration differs, upload a CSV file as required.

    Exactly 3 students required

    The Early Bird Group of 3 activity requires exactly 3 students. Groups of 4 or 5 do not qualify for this activity.

    Referral Code notes

    The primary enrollee cannot use their own Referral Code and should use a friend's code from the group. 2× / 3× rewards are processed manually.

    Missing bonus?

    If a 2× / 3× referral bonus is missing, contact walter@dianins.com for manual processing.

    FAQ

    Common questions before you buy

    Here are a few things buyers often want to confirm before purchasing a waiver-compliant plan.

    Are these plans accepted by UC Davis?

    The plans listed for UC Davis are selected to match the school waiver requirements. You should still submit the waiver by the school deadline and follow UC Davis instructions carefully.

    What happens if my waiver is rejected?

    If UC Davis rejects your waiver application, you can request a full refund according to DIANins refund support for waiver rejection cases.

    When should I purchase the plan?

    Purchase early enough to receive your insurance documents and submit the waiver before the school deadline. Avoid waiting until the last day.

    Can I ask for help with the waiver?

    Yes. If you are not sure how to complete the waiver, use the waiver tutorial above or contact support before submitting your application.

    Insurance Terms

    Helpful terms to know

    Understanding these terms can make it easier to compare plan benefits and estimate your medical costs.

    Deductible

    The amount you pay out of pocket for covered medical services before your insurance starts paying more of the cost.

    Copay

    A fixed amount you pay for a covered service, such as a doctor visit or prescription, when the plan uses copays.

    Coinsurance

    The percentage of covered medical costs you pay after the deductible is met. For example, 20% coinsurance means you pay 20% of eligible costs.

    Out-of-pocket maximum

    The most you may pay for covered in-network care during the policy period. After reaching it, the plan usually pays 100% of covered costs.

    In-network

    Doctors, hospitals, pharmacies, or clinics that have an agreement with the plan network. In-network care usually costs less.

    Premium

    The price you pay to purchase and keep the insurance plan active for the selected coverage period.